Stamp Duty Calculator

Estimate the land tax on your first home - England & NI, Scotland, and Wales.

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Figures are estimates based on England & NI SDLT rates for residential property. First-time buyer relief applies to properties up to £500,000 (full relief up to £300,000). Always confirm with a qualified conveyancer or tax advisor.

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Frequently asked questions

How much stamp duty will I pay as a first-time buyer?

In England and Northern Ireland, first-time buyers pay no SDLT on the first £300,000 of a property costing up to £500,000. Above that threshold the standard rates apply. Scotland and Wales have their own rules - choose your region above to see the right figures.

What is the difference between SDLT, LBTT and LTT?

They are the same kind of tax under different names. Stamp Duty Land Tax (SDLT) applies in England and Northern Ireland, Land and Buildings Transaction Tax (LBTT) in Scotland, and Land Transaction Tax (LTT) in Wales.

When do I pay stamp duty?

Usually within 14 days of completing your purchase. Your solicitor or conveyancer normally files the return and collects the money from you on completion day, so it is worth budgeting for it up front.

Does Wales offer first-time buyer relief?

No. Wales does not offer first-time buyer relief on Land Transaction Tax - the same rates apply whether or not you have owned a home before.

Is the stamp duty calculator free?

Yes, it is completely free and you do not need an account to use it. Figures are estimates for guidance only, so always confirm with your conveyancer or a qualified tax advisor.

More questions? Read the full FAQ.

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